Industry news and views from Panacea and our partners.
Technical_
Prudential Oracle Technical August edition
Welcome to Prudentials August edition of Oracle Technical. Summer holidays are over up here in Scotland but some non-Scottish readers will be mid-holiday, so the Prudential technical team have some light summer holiday reading for you.
Prudential: Excluded Property Trusts
In the fourth article of Prudentials trust series, Technical Manager Helen OHagan makes the trust journey simpler and less complex. Last month she looked at discounted gift trusts and this time she covers excluded property trusts.
Prudential: Summer Snippets
In this article Prudentials Senior Technical Manager Graeme Robb considers a few current items of interest for advisers.
Prudential: Oracle Technical June edition
Welcome to Prudentials June edition of Oracle Technical. This month sees three pension articles and two tax and trust articles.
Prudential: The Finance Bill: the measures that stayed or went, and that ones that may come back
After the announcement of a snap election in June, the Finance Bill 2017 was slimmed down and the clauses most important to the planning world were snapped in two! Les Cameron, Head of Technical at Prudential, explores.
Prudential: The what of trusts: Loan Trust
In the second article of Prudentials trust series, Technical Manager Helen O'Hagan makes the trust journey simpler and less complex. Last month she looked at gift trusts and this time she covers loan trusts.
Welcome to Prudentials May edition of Oracle Technical
Les Cameron, Head of Technical at Prudential was going to try and claim some form of purdah to get out of doing some work this month but his team pointed out thats only for the government at election time!
Prudential Oracle Quarterly April edition
Welcome to Prudentials April 2017 edition of Oracle. In this edition theyre taking a look at defined benefit pension transfers and due diligence, which have been the subject of much regulatory attention of late.
Prudential: Oracle Technical April edition
Happy New Tax Year! Revised allowances and limits, some dramatically reduced like the Money Purchase Annual Allowance, some increased, the new inflation busting increase to the ISA allowance and some new , like the Main Residence Nil Rate Band.
FundsNetwork: Allowances and pension contributions at tax year end
Calculating pension allowances for your clients, particularly at this time of the year, can be highly complex. With this in mind we thought you might find FundsNetworks latest video of interest.
Prudential: Where do your clients invest when they feel stuck between a rock and a hard place?
Stuck between a rock and a hard place? Against a backdrop of low interest rates, rising inflation and market uncertainty there are some tough decisions to be made when it comes to reviewing ISA investments.
Planning Matters: A family of case studies
Prudentials Planning Matters microsite brings together a fictional family and brings to life their planning needs through a detailed case study for each of them.
Prudential Oracle Technical January Edition
I hope this third last edition of Oracle Technical for the year finds you well (of the tax year of course what other year matters in the planning world!) So, as we hurtle into a new tax year end, in this edition youll not find anything strictly tax year end related! Why?
Prudential talks tax year end planning in their latest issue of Oracle Quarterly
Welcome to the January 2017 edition of Oracle. In this edition Prudential are taking a look at the opportunities that tax year end planning brings amid all the ongoing change in the economic, legislative and political environment.
Prudential: Planning for a £50,000+ tax-free annual income
Les Cameron, Head of Technical at Prudential, explores how applying the new Finance Act 2016 provides an opportunity to simplify, which could result in attractive outcomes.
FundsNetwork: Tapered annual allowance
With the introduction of the pensions tapered annual allowance on 6 April 2016 FundsNetwork have created an in depth factsheet. This covers how the taper works and who it affects, what happens when the annual allowance is exceeded, threshold income versus adjusted income, along with examples to illustrate these new rules.
FundsNetwork: New pension technical videos
Brush up on your pension knowledge with our new technical videos. Presented by Neil Dickey, these six videos cover topics such as lifetime allowance - transitional protection, defined benefit schemes and different types of annuities. So whether youre sitting your pension exams or just want to improve your knowledge, these videos aim to support you.
Prudential: Knowledge TV are you tuning in?
Knowledge TV is Prudentials on-demand library of videos containing industry updates, technical expertise and insight, and information about our funds, tools and services.
Prudential: Summer 2016 edition of Oracle
Our regular Oracle publications cover interesting and topical related commentary that could help you identify new planning opportunities. This quarter we focus on developing your estate planning business.
FundsNetwork: Supporting you with Technical matters
FundsNetwork are continuously updating and adding to their range of videos, client facing guides and factsheets to support you with client conversations.
Prudential: Oracle technical - June edition is now available
Welcome to June's edition. Ive been out presenting at our Planning Matters seminars with some of my colleagues from our Business Consultancy and Business Development teams in the last few weeks.
Prudential: 1 year on from pensions freedom Part 1 politics, Pension Wise and planning WebEx
Register to join Prudential's WebEx on 19 April 2016 to help you identify new financial opportunities with your clients. You will hear from a variety of speakers on the theme of 1 year on from pensions freedom.
Prudential: January 2016 edition of Oracle - Tax Year End planning
In this edition of Oracle we take a look at the Tax Year End opportunities. However, gone are the days where Tax Year End planning used to be about using unused allowances as Mark discusses in his article 'Is there such thing as a simple Tax Year End anymore?'
Prudential: Oracle technical - January edition is now available
Our latest edition is here - bringing you commentary and insight on topical financial matters that have a technical element to them.
Summer Holiday Reading
As the summer holiday season draws to a close its probably time to catch up on the summer reading we may have put off in favour of the latest holiday blockbuster. The Chancellors summer budget on the 9th July and subsequent Finance No2 Bill 2015 has brought more information on some key things affecting the financial planning world.
Prudentials August Oracle Technical now available
Prudentials latest edition is now available - bringing you commentary and insight on topical financial matters that have a technical element to them.
Canada Life: Onshore bonds sometimes overlooked for the wrong reasons
This special edition of Technical Eye includes a number of articles about collective investments and onshore bonds, which are sometimes overlooked but can provide excellent planning opportunities for investors.
Prudentials May Oracle Technical now available
Prudentials latest edition is now available - bringing you commentary and insight on topical financial matters that have a technical element to them.
Scottish Widows Techtalk
Our technical magazine for financial advisers Techtalk is our free online magazine which is written by our technical experts3 and provides technically relevant, up-to-date information. The key rationale of techtalk, and indeed one of the reasons it is so popular amongst financial advisers, is the non-sales, non-promotional approach of the articles. The overall theme is to anticipate, interpret and forecast key industry changes and regulation.
BESecure Mail
Panacea Adviser are delighted to announce their latest partnership with BESecure Mail (BESM). With BESecure Mail YOU continue to use your normal email address(es) & preferred system (Outlook 2010+ / Apple Mail) YOU retain full control of your data - message(s) and attachment(s) YOU control who opens them YOU decide how to identify your intended recipient YOU hold your encrypted data in your personal BESM folder YOUR data is always encrypted by us WE never store or see your information or the security parameters you set
Scottish Widows Read Februarys edition of Techtalk
Techtalk is our free online magazine which is written by our technical experts and provides technically relevant, up-to-date information. The key rationale of techtalk, and indeed one of the reasons it is so popular amongst financial advisers, is the non-sales, non-promotional approach of the articles. The overall theme is to anticipate, interpret and forecast key industry changes and regulation.
FundsNetwork: Getting the right capped drawdown arrangement in place
Paul Kennedy, Head of Tax and Trust Planning, looks at the benefits for clients to be in the right capped drawdown arrangement before the new rules kick in on 6 April.
Finalytiq: Pound Cost Ravaging: Volatility Drag, Sequencing Risk and Safe Withdrawal Strategy In Retirement Portfolios
I'm beyond thrilled to send you a copy of our new white paper Pound Cost Ravaging: Understanding Volatility Drag, Sequencing Risk and Safe Withdrawal Strategy In Retirement Portfolios.
Finalytiq: Pound Cost Ravaging: Volatility Drag, Sequencing Risk and Safe Withdrawal Strategy In Retirement Portfolios
I'm beyond thrilled to send you a copy of our new white paper Pound Cost Ravaging: Understanding Volatility Drag, Sequencing Risk and Safe Withdrawal Strategy In Retirement Portfolios.
LV= Announces retirement webinars for advisers
Retirement specialist LV= is hosting a series of five retirement webinars for advisers who want to look at how they can make the most of the opportunities the pension reforms offer them and their clients.
Intelliflo: Technology the beating heart of a successful business
Read our latest paper on the technology eco-system and the increasing role it plays in enabling you to run and grow your businesses profitably
Intelliflo: Change up to Intelligent Office and well get you up and running on our UK-based, market-leading business management system with no up-front charges.
Intelligent Office has everything you need to take your business up a gear, including increasing the efficiency of your client servicing, improving your profitability and helping you take regulatory requirements in your stride.
Mortgage Brain launches revolutionary online sourcing system
Mortgage Brain, the multi award-winning mortgage technology solutions provider, has announced the launch of MortgageBrain Anywhere, its revolutionary online mortgage sourcing system.
Prudential: The average retirement now lasts nearly 20 years
People turning 65 this year can expect to average nearly 20 years in retirement, according to new analysis published by Prudential.
Canada Life: Making the most of onshore bonds a tax efficient investment vehicle for your clients
In the post RDR world, is there still a place for onshore investment bonds for advisers planning their clients' portfolio? Canada Life debates with industry figures.