20th July 2012

Compliancy Services eNewsletter

The Serious Fraud Office (SFO) has confirmed it is launching an investigation into the Libor fixing debacle that has seen three top executives exit from Barclays alone..

A number of banks, including RBS and HSBC, have been implicated in what the prime minister has described as a "scandal", with the Financial Services Authority and US regulators fining Barclays a collective £290 million for its role in Libor fixing.

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Payday loan history threatens mortgage applications

Borrowers risk having their mortgage application rejected, if they have recently taken out payday loans, regardless of whether it was paid back.

GE Money confirms that it will no longer consider applicants who have taken out a short-term, high-interest loan, once in the past three months, or more than twice over the past year.

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OFT launches review of personal current account market

The Office of Fair Trading has launched a review of the personal current account market and outlined a longer term programme of work aimed at addressing competition concerns and a lack of customer focus across the wider retail banking market.

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