A lot of the time coeliac disease is not a concern to insurers looking at life insurance, critical illness cover and income protection. However there are quite a few things you should check with your client about the condition, before you assume that their insurance applications will be accepted at standard terms.
In the latest AMI Protection Viewpoint report, only 39% of respondents recalled their broker asking about protection insurance, but 99% of brokers said they asked their clients about it
Life is a lottery. One minute everything could be going your way, the next something crops up that blocks your path. The problem may be small, simple to solve and something you can easily overcome to get back on track.
Over the recent weeks and months, I’ve had several conversations with Advisers where they are struggling to explain how providers approach workers with more than one job. This is not a new issue but one that’s more prevalent today.
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