23rd May 2018

Prudential: Death is not the end

If you’re an adviser with clients in the Public Sector you will be painfully aware that the rules of public service pensions schemes are enormously complex. Moira Warner, Technical Manager at Prudential, explores. 

Using scheme arrangements as part of wider planning

This truism can apply equally on death of the member as in life. So it would be a mistake to assume that scheme benefits are what they are and as such fall outside planning considerations. Rather, where the opportunity exists, death provisions can be used as part of wider planning designed to ensure loved ones are appropriately provided for on death. The point is perhaps best illustrated by an example.

Read full article here

Pensions