Industry news and views from Panacea and our partners.
Tax, Trust & ISA_
Prudential: Oracle technical - November 2014
Our latest edition is here - covering interesting and topical related commentary that could help you to identify new planning opportunities with your clients.
Canada Life: Making the most of onshore bonds a tax efficient investment vehicle for your clients
In the post RDR world, is there still a place for onshore investment bonds for advisers planning their clients' portfolio? Canada Life debates with industry figures.
TiSA: Taxation of Pensions Bill Technical Consultation & Draft Guidance
To allow for the new pension flexibilities from next April, a number of changes need to be made to the existing pensions tax legislation in Finance Act 2004. These changes will be made in a Taxation of Pensions Bill which will be introduced in the Autumn.
Prudential: A creative approach to Inheritance Tax Planning...
In this article, Catriona McInally, Investment Business Development Manager, looks at a Discounted Gift Trust (DGT) solution with a twist and how it may benefit your clients.
Prudential: Summer 2014 edition of Oracle developing your trust planning business
The Summer 2014 edition of Oracle is now available to read on the PruAdviser website.
Unbiased: Inheritance tax checklist
Take a look at the unbiased.co.uk and Prudential inheritance tax checklist highlighting what to consider when tackling inheritance tax planning!
Canada Life: The Controlled Access Account voted Best International Trust & Estate Planning Bond for the second year running.*
As your clients get older and more financially secure it is only natural that they consider the financial future of their family.
LifeCash Pro: How others use it
Last week, Panacea announced their partnership with LifeCash Pro, an iPad app that can delivery fast, effective and easy-to-use cash-flow modelling.
Canada Life: Helping you present an investment solution to your clients
For many of your clients investing will start with an ISA, but once their allowance has been used up, what options are available?
Aviva latest news
The latest news including Sample adviser to client letters for new ISA limits and An online pension fund consolidation solution.
Prudential: Whats on the inside matters
Are your SIPP or SSAS clients looking for something extra to help to provide some balance to their investments? take a look at how Prudentials flagship funds could work for your clients.
TISA: Revenue & Customs Brief 22-14
HM Revenue & Customs issued Revenue and Customs Brief 06/14 (RCB 06/14) to set out its position following the decision of the Court of Justice of the European Union in PPG Holdings BV.
Prudential: Foreign Account Tax Compliance Act (FATCA)
The Foreign Account Tax Compliance Act (FATCA) is a US law aimed at reducing tax evasion by US citizens using foreign accounts. It requires foreign financial institutions (FFIs), to tell the U.S. Internal Revenue Service (IRS) about US account holders' offshore accounts.
TISA Seminar: Tax and the Single Platform
Planned and proposed changes to regulation and to the tax regime by the FCA, HMRC and the EU are likely to have a significant impact on the way platforms operate.
Take That
Whos been a naughty boy then? Gary Barlow is the latest potential gong returnee joining an ever lengthening line of celebrity victims being hung out to dry for sins various, all determined by a baying social media fuelled mob and on this occasion under the direction of one Margaret Hodge MP, that self proclaimed leader of the tax paying great and the good.
Take That
Whos been a naughty boy then? Gary Barlow it would seem. The latest potential gong returnee in an ever lengthening line of celebrity victims being hung out to dry for sins various, determined by a baying social media fuelled mob and on this occasion under the direction of one Margaret Hodge MP, that self proclaimed leader of the tax paying great and the good.
Canada Life ican webinar programme
Canada Life is delighted to announce an additional Best of Both Worlds (estate planning) webinar event on 3 June due to popular demand. There are places still available for the two events on 20 May discussing onshore bonds and the Accumulation & Maintenance Trust.
Prudential: What do your clients want from a Trustee Investment Plan (TIP)?
Our Trustee Investment Plan now offers fund size discounts and currently switches are free, so isnt it time you took a look at Prudentials Trustee Investment Plan.
AXA life invest: Two tax allowances in one Plan
A unique solution that blends two tax allowances Secure Advantage Offshore Investment Plan
Scottish Widows Techtalk
We answer anticipated questions following the increase in the GAD limit from 120% to 150%
The green revelution continues
Whilst I am sure that I am going over old ground an EIS (Enterprise Investment Scheme) is a piece of legislation that allows certain types of UK trading companies (either already established or brand new) that pass strict HMRC defined criteria to issue and attract share capital that conveys some very attractive tax benefits on shareholders.
Aegon: The importance of trusts
Trusts are becoming an increasingly important part of the tax and financial planning process. In many cases, using a trust can help make sure the right people receive the policy benefits as quickly and tax efficiently as possible.
Prudential: Budget 2014 - The Offshore Perspective
George Osborne's fifth Budget heralded far reaching reforms of pension arrangements. These have grabbed the Budget headlines but there was plenty in the small print to interest the offshore practitioner.
Aviva latest news
From 1 May 2014, we will no longer pay commission for non-advised sales on our individual Stakeholder Pension.
TISA: BUDGET 2014 - Pensions & savings package
As you will know by now, the Chancellor has announced a package of measures designed to help all savers at every stage of their lives.
Canada Life issues 2014-15 tax planning checklist for advisers
Canada Life has produced a practical tax planning checklist which details the main allowances, exemptions and reliefs available to individuals and trustees.
L&G: End of tax year is just around the corner
Would your clients like a share of £4.7* billion?
Canada Life: Planning for the tax year
As one tax year draws to a close and another one gets underway, tax planning is very much on the agenda for financial advisers and their clients. At Canada Life, our award winning ican technical services team are running a number of webinar events over the next month, aimed at assisting you to make the most of tax planning opportunities.
Canada Life: Flexible Estate Planning for your clients an alternative approach to discounted gift schemes
Canada Life International Limited (CLI) offers an estate planning solution you may not have come across before - the innovative Wealth Preservation Account. Sign up for our webinar to learn more.
Avalon: Newsletter for IFAs
Measures to cut tax avoidance, evasion and tax planning have been announced by Chancellor Osborne. These changes are expected to increase government receipts by £9bn over the next 5 years; a deluge of money which hopefully can go towards our flood defences. So what are the key anti-avoidance features, which could affect a large number of people?
Prudential: Helping you get the most from the tax year end planning opportunities
We recognise this is a busy period for financial advisers. Which is why we are looking to give you back the one thing that is most important to you. Time!
FundsNetwork makes the tax year end less taxing for adviser firms by launching a dedicated support zone
Support zone focuses on Pension, ISA, Junior ISA and FundsNetworkTM Navigator
Prudential: Its a tax year end like no other ...
It's hard to believe it's that time of year again! The Autumn Statement has been and gone, and we're in the run up to the end of the current tax year and the beginning of 2014/15. With that in mind, advisers need to consider opportunities that are still available in the 2013/14 tax year before it disappears. One of those is Inheritance tax (IHT) planning.
Prudential: Its a tax year end like no other ...
January is not the start of the year in the planning world its the beginning of the last quarter of the tax year. A time when those who have not already done so, are looking for and making the most of the tax planning opportunities available in the system, many of them based around making pension contributions.
Prudential: Its a tax year end like no other...
January is not the start of the year in the planning world its the beginning of the last quarter of the tax year. A time when those who have not already done so, are looking for and making the most of the tax planning opportunities available in the system, many of them based around making pension contributions.
Aviva: What is FATCA and what does it mean for advisers?
From 6 January well ask clients to provide their tax residency information on selected products
Canada Life: A tax deferred is a tax saved
This article focuses on the tax aspects of onshore bonds
Aegon: Tax planning opportunities with pension contributions
With the basic rate income tax limit set at just £32,010 for 2013/14, the number of people paying higher rate tax at 40% is greater than ever before.