A hub for everything critical illness, we work to make things clear, save you time and support your knowledge
Comparing is time-consuming and difficult. CIExpert takes your clients details, runs it through our award-winning algorithm based engine and provides both a quality index based ranking of the policies available, as well as a breakdown of the specific aspects that are driving these results for your client, personalised to their own details. Our aim is to provide you the tools to advise your client with confidence, comprehensive knowledge of the policy differences, saving you tons of time so you can focus on what matters: your business!
- an unparalleled level of both scrutinising and personalised analysis
- policy comparison can now be completed in a matter of minutes
- peace of mind, that you've fully informed your client of the options available
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Most recent articles from CI Expert
CI Expert: Why Does the Protection Gap Still Exist?
Thirty years ago there were 36 insurers offering both life and critical illness cover. While many have since disappeared through consolidation and acquisition, within eight years annual sales of critical illness policies exceeded one million – around double the volume seen in more recent years. So what has gone wrong?
Direct-to-Consumer vs Advised Protection: Why Comparisons Matter
At CIExpert, advisers can compare intermediated protection plans alongside white-label and direct-to-consumer (D2C) versions. Some users question why we include this functionality. The answer is straightforward: many insurer white-label and D2C products differ from those available through advisers, and understanding those distinctions is essential.
The Protection Gap: What the Latest Data Reveals
It's often said that protection insurance has "gone to the dogs". Looking at the data, that observation may be more literal than rhetorical.
Critical Illness: Progress Goes Deeper Than Policy Wording
Many advisers will recognise how far critical illness plans have come since their launch in the 1980s. Conditions covered have expanded, wordings have tightened, and claims processes are far clearer than they once were.
Critical illness cover: What advisers really need to know about additional payment conditions
Advisers are generally confident when it comes to selecting quality critical illness (CI) plans - definitions, incidence rates, and provider claims stats are all familiar territory. But dig into the additional payment conditions, and things get a lot more nuanced.